Terms and Conditions

Agreement to these terms

These Terms and Conditions form a general, editable draft governing access to and use of Pixeliq (the “Service”). By accessing the website, creating an account, or using any workspace, ledger, report or related tooling, you agree to these terms and to the linked Privacy notice.

1. Definitions and interpretation

1.1. In this draft, “we”, “us” and “our” refer to Pixeliq, and “you” refers to the user or account holder. “Content” means text, models, scores, ledgers, charts, reports and other materials generated or displayed by the Service.

1.2. Headings are for convenience only. Bracketed text such as [Insert] indicates fields you must complete or remove before publication. If there is a conflict between these terms and any order form or plan description, [specify order of precedence, e.g. the plan description prevails for fees and scope].

2. Nature of the Service and no-advice statement

2.1. Pixeliq provides disciplined data processing, transparent model outputs and daily audited reporting to support your own analysis. We do not provide personalised advice, portfolio management, brokerage, or execution services.

2.2. Model outputs are based on historical data, assumptions and statistical methods that have limitations. Past patterns do not predict future results. You must conduct your own due diligence and, where appropriate, consult a qualified independent professional.

2.3. We do not guarantee accuracy, completeness, timeliness or suitability of any Content for any purpose. Any reliance on Content is at your own risk.

3. Eligibility, accounts and security

3.1. You must be at least 18 years old, or the age of majority in your place of residence, and legally able to enter into these terms to use the Service.

3.2. When you initialise a workspace or create an account, you agree to provide accurate information and to keep it updated. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.

3.3. You must notify us promptly via the Contact page if you suspect unauthorised access. We may suspend access where we reasonably believe security or these terms are at risk.

4. Acceptable use

You agree not to:

• Use the Service for any unlawful purpose or in breach of any applicable regulation;
• Attempt to copy, reverse-engineer, scrape, or interfere with models, systems or security controls, except as expressly permitted;
• Upload unlawful, infringing or harmful material, or attempt to introduce malware;
• Misrepresent outputs as regulated advice, guaranteed returns, or endorsements by Pixeliq;
• Resell, sublicense or provide unauthorised third-party access to the workspace, except as agreed in writing.

We may investigate misuse and take proportionate steps, including warning, suspension or termination, as described below.

5. Plans, fees and payment [if applicable — delete or adapt]

5.1. [Describe whether access is free, trial-based or paid. If paid, describe plan names, billing interval, fees, taxes and renewal here. Do not retain this section if it does not apply.]

5.2. [If applicable: Payment is due in accordance with the plan selected at checkout. You authorise us or our payment processor to charge the stated method. Failure to pay may result in suspension.]

5.3. [If applicable: Describe cancellation, refund and trial-conversion policy in plain language. Example placeholder: “You may cancel at any time via [method]. Except as required by law, fees paid are non-refundable.” Seek advice on consumer rights applicable to your users.]

6. Intellectual property and licence

6.1. The Service, including software, design, text, models and the Pixeliq name and visual system, is owned by us or our licensors and protected by intellectual property laws.

6.2. Subject to these terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for your own internal analysis.

6.3. You retain rights in data and materials you input. You grant us a licence to process that input solely to operate, maintain and improve the Service as described in our Privacy notice. We do not claim ownership of your input.

7. Data, privacy and third-party services

7.1. Our handling of personal data is described in our Privacy notice, which forms part of these terms. Please review it before using the Service.

7.2. You are responsible for the lawfulness of data you provide and for not submitting sensitive personal data unless expressly requested and permitted.

7.3. The Service may reference or integrate with third-party tools or data sources. We are not responsible for third-party availability, accuracy or terms. Your use of third-party services is subject to their own terms.

8. Disclaimers and investment risk

8.1. To the maximum extent permitted by law, the Service is provided “as is” and “as available” without warranties of any kind, whether express, implied or statutory, including warranties of merchantability, fitness for a particular purpose and non-infringement.

8.2. All investing and trading involves risk, including possible loss of principal. Market data may be delayed, incomplete or inaccurate. Model confidence levels, where shown, describe statistical properties — not assurances of outcome.

8.3. Nothing in these terms excludes liability that cannot be excluded under applicable law, including for fraud or for death or personal injury caused by negligence where such exclusion is not permitted.

9. Limitation of liability and indemnity

9.1. [Editable placeholder — obtain legal advice before finalising.] To the extent permitted by law, neither party will be liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, revenue, data or goodwill arising from use of the Service.

9.2. [Editable placeholder.] To the extent permitted by law, our total aggregate liability arising from or relating to the Service in any [e.g. 12-month] period will not exceed [e.g. amounts paid by you for the Service in that period, or a fixed amount if free].

9.3. You agree to indemnify and hold us harmless from claims, damages and reasonable costs arising from your misuse of the Service, your breach of these terms, or your violation of law or third-party rights.

10. Term, suspension and termination

10.1. These terms apply from first access and continue until terminated.

10.2. You may stop using the Service at any time [and, if applicable, cancel per Section 5]. We may suspend or terminate access with reasonable notice where needed for maintenance, legal compliance, non-payment, or protection of the Service or users.

10.3. We may suspend without prior notice where we reasonably believe there is misuse, security risk or legal exposure. On termination, your licence ends; provisions that by nature should survive (intellectual property, disclaimers, limitations, governing principles) will survive.

11. Changes, governing principles and contact

11.1. Changes to the Service and terms. We may update the Service and these terms from time to time. Where changes are material, we will provide reasonable notice by [e.g. posting on this page / in-workspace notice / email]. Continued use after the effective date constitutes acceptance. If you do not agree, stop using the Service.

11.2. Severability and waiver. If any provision is found unenforceable, the remaining provisions continue in full effect. Failure to enforce a provision is not a waiver of the right to do so later.

11.3. Governing principles. [Insert governing law and dispute process after legal review. Example placeholder only: “[Governing law / jurisdiction to be confirmed with counsel].” Do not state a jurisdiction here unless confirmed.]

11.4. Contact. For questions about these terms, account matters or notices, please use the Contact page. [Insert designated notice method and business details after review — do not invent addresses or entity details.]